{"id":159,"date":"2022-01-31T04:00:00","date_gmt":"2022-01-31T10:00:00","guid":{"rendered":"https:\/\/www.timhuberins2.com\/blog\/?p=159"},"modified":"2022-01-30T19:31:29","modified_gmt":"2022-01-31T01:31:29","slug":"classic-car-insurance-faqs","status":"publish","type":"post","link":"https:\/\/www.timhuberins2.com\/blog\/classic-car-insurance-faqs\/","title":{"rendered":"Classic Car Insurance FAQs"},"content":{"rendered":"<p>If you own a 1956 Chevrolet Bel Air or a 1968 Chevrolet Camaro, you may need classic car insurance from Tim Huber Insurance of St. Augustine, FL. But since classic car insurance differs from standard auto insurance, most collectors&rsquo; car enthusiasts aren&rsquo;t so sure about this coverage. Today, we have created a FAQs section to respond to questions we receive from our clients. But if your question isn&rsquo;t still covered, don&rsquo;t hesitate to get in touch with us.<\/p>\n<p><strong>Is my car eligible?<\/strong><\/p>\n<p>Your daily drive car isn&rsquo;t eligible for classic car insurance. Besides, your vehicle needs to be at least 25 years and above to qualify for classic car insurance.<\/p>\n<p><strong>What is the agreed value, and why does it matter?<\/strong><\/p>\n<p>The insured value of most standard vehicles is actual cash value &mdash; here, your insurer determines the value of your car at the time of loss. However, things are a bit different in classic cars. You and your insurer pre-agree with the value of your car in the event it&rsquo;s totaled. This way, you get the actual value of your car, which is a good thing because antique cars&rsquo; value appreciates or remains constant.<\/p>\n<p><strong>Is classic car insurance expensive?<\/strong><\/p>\n<p>You will be surprised that classic car insurance is significantly cheaper compared to standard auto insurance. Since you don&rsquo;t drive your car every day, the risk of your exotic vehicle is considered minimal, making the premiums affordable.<\/p>\n<p><strong>What are the different classic car insurance coverages?<\/strong><\/p>\n<p>Most coverage options for your classic car insurance are similar to those of your standard auto insurance. Here are some examples of classic car insurance:<\/p>\n<ul>\n<li>Comprehensive and collision coverages<\/li>\n<li>Liability coverage<\/li>\n<li>Medical payments (MedPay)<\/li>\n<li>Uninsured\/underinsured motorist coverage<\/li>\n<li>Original replacement coverage<\/li>\n<li>Roadside assistance<\/li>\n<\/ul>\n<p><strong>Protect your pride and joy in St. Augustine, FL<\/strong><\/p>\n<p>Since your classic car is more than a vehicle, you need the right insurance coverage to protect your investment. To get classic car insurance, please get in touch with Tim Huber Insurance.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you own a 1956 Chevrolet Bel Air or a 1968 Chevrolet Camaro, you may need classic car insurance from Tim Huber Insurance of St. Augustine, FL. But since classic car insurance differs from standard auto insurance, most collectors&rsquo; car enthusiasts aren&rsquo;t so sure about this coverage. Today, we have created a FAQs section to [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[5,6],"class_list":["post-159","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-st-augustine-fl","tag-tim-huber-insurance"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.timhuberins2.com\/blog\/wp-json\/wp\/v2\/posts\/159","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.timhuberins2.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.timhuberins2.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.timhuberins2.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.timhuberins2.com\/blog\/wp-json\/wp\/v2\/comments?post=159"}],"version-history":[{"count":1,"href":"https:\/\/www.timhuberins2.com\/blog\/wp-json\/wp\/v2\/posts\/159\/revisions"}],"predecessor-version":[{"id":160,"href":"https:\/\/www.timhuberins2.com\/blog\/wp-json\/wp\/v2\/posts\/159\/revisions\/160"}],"wp:attachment":[{"href":"https:\/\/www.timhuberins2.com\/blog\/wp-json\/wp\/v2\/media?parent=159"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.timhuberins2.com\/blog\/wp-json\/wp\/v2\/categories?post=159"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.timhuberins2.com\/blog\/wp-json\/wp\/v2\/tags?post=159"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}